Welcome to the Balance Integration Group LLC website (the "Site"). We understand that privacy online is important to users of our Site, Magazines, and other properties - especially when conducting business. This statement governs our privacy policies with respect to users of this Site and other properties, as well as our Magazine subscribers ("Visitors") who visit without transacting business and Visitors who register to transact business on this Site, within our Magazine, or on another property we own, and make use of the various services offered by the Balance Integration Group LLC (collectively, "Services") ("Customers").

"Personally Identifiable Information" refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?

We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Customers: the names, addresses, phone numbers and email addresses of our Customers; the nature and size of the business, and the nature and size of any products and services the Customer intends to purchase or sell.

What organizations are collecting the information?

In addition to our direct collection of information, our third party service vendors (such as credit card companies, Apple iTunes, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How does the Site use Personally Identifiable Information?

We use Personally Identifiable Information to customize this Site, Magazine and any other property that we own, to make appropriate service offerings, and to fulfill buying and selling requests. We may email Visitors and Customers about research or purchase and selling opportunities on this Site, within the Magazine, or on any other properties we own, or information related to the subject matter of those properties. We may also use Personally Identifiable Information to contact Visitors and Customers in response to specific inquiries, or to provide requested information.

With whom may the information may be shared?

Other than third party service vendors such as Apple iTunes as stated above, Personally Identifiable Information about our Customers will never be shared with any third party. We may share aggregated information that does not personally identify our Visitors and Customers, including the demographics of our Visitors and Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to "opt out" of receiving information or being contacted by us.

How is Personally Identifiable Information stored?

Personally Identifiable Information collected by the Balance Integration Group LLC is securely stored and is not accessible to third parties or its employees except for use as indicated above.

What choices are available to Visitors regarding collection, use and distribution of the information?

Visitors and Customers may opt out of receiving unsolicited information from or being contacted by us by responding to emails as instructed.

Are Cookies Used on the Site?

Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Customers. For example, if a Customer is logged on and the site is unused for more than 10 minutes, we may automatically log the Customer off.

DoubleClick Cookie

• Third party vendors, including Google, use cookies to serve ads based on a user's prior visits to your website.
• Google's use of the DoubleClick cookie enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet.
• Users may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting the ads preference manager. (Alternatively, you can direct users to opt out of a third-party vendor's use of cookies for interest based advertising by visiting aboutads.info.)
• You can read more about Google's Advertising and Cookies here: http://www.google.com/policies/privacy/ads/

How do we use login information?

The Balance Integration Group LLC uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user's movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from Visitors and/or Customers on the Site?

Other than third party service providers such as Apple iTunes as noted above, the Balance Integration Group LLC will not share any Personally Identifiable Information with any third party.

Disclosure of Personally Identifiable Information to comply with law.

We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Customers.

How does the Site keep Personally Identifiable Information secure?

All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Customers for any such occurrences.

How can Visitors correct any inaccuracies in Personally Identifiable Information?

Visitors and Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at: the-team at balanceintegrationgroup dot org

Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?

We provide Visitors and Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site's database by contacting us. However, because of backups and records of deletions, it may be impossible to delete a Visitor's entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted.

What happens if the Privacy Policy Changes?

We will let our Visitors and Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Customer has previously requested not be disclosed, we will contact such Visitor or Customer to allow such Visitor or Customer to prevent such disclosure.

Links:
The Balance Integration Group LLC site contains links to other websites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.